According to @OnchainDataNerd, users can use Binance Pay for retail crypto payments by first signing up for a Binance account and completing identity verification (KYC) (source: @OnchainDataNerd on X). According to @OnchainDataNerd, after KYC, users open the Binance app, tap the Binance Pay icon, scan the merchant’s QR code, and confirm the payment to finalize the transaction (source: @OnchainDataNerd on X). According to @OnchainDataNerd, this outlines an operational flow for point-of-sale crypto payments via Binance Pay that traders can reference when assessing real-world usage pathways for exchange-based payment rails (source: @OnchainDataNerd on X).